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Companjon is currently in the process of winding down its business activities. If you made a purchase using your bunq Metal Card before the 31st October 2024, please note that your Extended Warranty & Purchase Protection policy remains valid and will continue to be serviced in accordance with its existing terms and conditions.
 
All valid claims will be honored in accordance with those terms.
 
For any enquiries or support relating to your insurance policy, please email customer@companjon.com

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What languages can I speak to you in?

Our customer service team offers support in English, French, Italian, German and Spanish

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I want to register a claim for a product I bought before the 1st January 2023

Purchases made using your bunq Metal Card before the 1st January 2023 may be covered by bunq's previous insurance partner, AXA and Mastercard. You can read more about how to register a claim for these purchases here.

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Why was my claim declined due to insufficient information?

Your claim may have been declined due to your claim documentation requirements not being fulfilled. Please review the claim information requirements below, you must provide all the required documentation in order for your claim to be accepted.

For Theft: proof of purchase, proof of payment and a copy of the police report

For Accidental Damage: proof of purchase, repair report, photograph of the damaged item, proof of payment

For Extended Warranty: proof of purchase, proof of payment, photograph of the damaged item, repair report, manufacturer’s warranty 

If you would like to resubmit your claim, please send an email to customer@companjon.com and we'll be happy to assist you.

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What information do I need in order to submit a claim?

For all claim types, you will be required to provide a picture of the item's receipt and proof of payment. Depending on the claim type and reason for your claim, you may be requested to provide extra documents. The documents you may be required to provide are:
  • For Theft: a copy of the police report
  • For Accidental Damage: repair report, photograph of the damaged item, proof of payment
  • For Extended Warranty: photograph of the damaged item, repair report, manufacturers warranty

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How do I receive compensation?

Once your claim is processed and approved for compensation, you will receive an email from Companjon with further information on how to collect your payment.

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I already submitted a claim for Accidental Damage, but my item got stolen, what do I do?

Great question! If your item got stolen, please follow the Theft claims process by sending an email to customer@companjon.com and submitting the requested documentation.

Once we have received everything, we will assess your claim and get back to you with the outcome as soon as possible.

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I want to register a claim but no longer have an eligible bunq account. Am I covered?

You are no longer eligible for compensation under the bunq Extended Warranty & Purchase Protection Insurance if you no longer hold a valid bunq Metal Card or eligible account.

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How does Companjon protect my privacy?

Our membership pack explains how we collect, use, share and retain your personal data. It also outlines how you can exercise your privacy rights and how we comply with our obligations under data protection legislation. You can conveniently access it here.

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Am I covered for items not listed as a White or Brown Good?

Only items specifically listed in the Extended Warranty & Purchase Protection Benefit Guide are eligible for coverage.

Claims for theft, accidental damage or extended warranty against an item not listed as covered within your benefit guide are not eligible for compensation.

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How can I contact you?

If you're having trouble finding the answers you need in our FAQs please please send an email to customer@companjon.com. We will make sure to contact you back via email within 2 business days.

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How much can I be compensated?

If your claim for Theft is successful, you will be eligible for compensation for up to 90% of the item's purchase price (subject to the benefit limits outlined in the benefit guide).

If your claim for Extended Warranty or Accidental Damage is successful, you will be eligible for compensation for up to 90% of the repair cost (subject to the benefit limits outlined in the benefit guide).

The full terms and conditions can be found in the benefit guide

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Which items are eligible for Extended Warranty & Purchase Protection Insurance?

For an item to qualify for Extended Warranty & Purchase Protection Insurance, it must have been paid in full with your bunq Metal card. You must hold an active Bunq Eligible Account continuously over the item coverage period. Additionally, the item must meet all of the following criteria;
 
  • have a purchase price of €25 or more - be defined as an eligible 'White Good' or 'Brown Good' per the Extended Warranty & Purchase Protection Insurance benefit guide
  • been purchased from a store located in the European Economic Area (EEA) or online where the online store is registered in the EEA
  • is not listed as a non-eligible item or item not covered per the Coverage Limits section of the Extended Warranty & Purchase Protection benefit guide;
 This is just an overview of the insurance policy conditions. A full list of items covered under the Extended Warranty & Purchase Protection Insurance can be found in the benefit guide.
 
Note: Purchases made using your bunq Metal Card after the 31st October 2024 are not be eligible for coverage under the Extended Warranty & Purchase Protection.

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Am I covered for purchases I bought after 31st October 2024?

Purchases made using your bunq Metal Card after the 31st October 2024 are not be eligible for coverage under the Extended Warranty & Purchase Protection Insurance.

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What does Extended Warranty & Purchase Protection cover me for?

The bunq Extended Warranty & Purchase Protection Insurance covers you for the financial loss incurred as a result of Accidental Damage, Theft or Mechanical Breakdown to eligible White or Brown Goods that you purchased with your bunq Metal card within the Coverage Period.

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What are White and Brown Goods?

White and Brown goods refer to household electronic items and major appliances. The White and Brown goods covered by Extended Warranty & Purchase Protection Insurance are listed below;

Brown Goods: electronic items explicitly including television, smart plug, surround sound system, soundbar, smart speakers, digital camera, video camera, home cinema projectors, audio speakers, wi-fi speaker, vinyl player, AM/FM radio, and Wi-Fi range extenders.

White Goods: electronic household appliances explicitly including washing machine, tumble dryer, washer/tumble dryer, dishwasher, refrigerator, toaster, oven, electric toothbrush, cooker, ceramic hob, vacuum cleaner, microwave, microwave oven, fridge freezer, freezer, coffee maker, air fryer, kettle, juicer, wine bottle cooler, slow cooker, rice cooker, air purifier, and blender.

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I have a bunq account. Am I covered for Extended Warranty & Purchase Protection?

The bunq Extended Warranty & Purchase Protection Insurance offers cover for bunqers with an eligible bunq account who have purchased their eligible item with a Metal Card only. You can read more about how bunq plans and Metal Cards works here.

Please note that any purchases made after October 31, 2024, will not be eligible for coverage under the Extended Warranty & Purchase Protection

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Are items I purchased as second-hand covered?

Your cover applies only to new items which meet the eligibility criteria and does not extend to re-purchased/second-hand items.

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I gave my payment details but haven't received my compensation

Sorry to hear that! Depending on the payment method you chose to receive your compensation, this may take a few days to be seen in your account due to bank processing times. Please allow up to 4 days for the compensation to reach your account.
 
If you have not received your compensation 4 days after you provided your payment details, please email customer@companjon.com. Our customer service team will be happy to support.

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I don't have the documents needed to register a claim. What do I do?

Your compensation is only provided if your claim meets all of the eligibility criteria listed in the Extended Warranty & Purchase Protection benefit guideThis includes providing the required documentation to submit your claim. 

When submitting your claim, you may indicate that certain documents are unavailable; however, please note that the absence of required documentation may impact the assessment and outcome of your claim.

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How do I register a claim?

You can submit a claim by sending an email to customer@companjon.com. Please ensure that you include all relevant supporting documentation to allow us to assess your claim efficiently.
 
Please note that purchases made after 31 October 2024 are not eligible for coverage under the Extended Warranty & Purchase Protection benefit.
 
If you have any questions, please email customer@companjon.com

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Are there limits to the cover?

The maximum benefit limit is the maximum amount of compensation that you can claim and is different for accidental damage and theft and extended warranty.

Accidental Damage and Theft: Each eligible item is subject to a maximum of one claim for accidental damage and one claim for theft. Each item is subject to a maximum compensation of 90% of the purchase price or €2,500 - whichever is lower.

Extended Warranty: Each eligible item is subject to a maximum of 3 claims. Each item is subject to a maximum compensation of 90% of the purchase price or €1,500 - whichever is lower.

Your period of cover runs for 365 days from the start date of your membership term. For each period of cover, you are eligible for a maximum benefit limit of €2,500 for Accidental Damage and Theft and €1,500 for Extended Warranty.

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Am I eligible for Extended Warranty & Purchase Protection Insurance?

To become and remain eligible for cover for Extended Warranty & Purchase Protection Insurance, you must fulfil all of the following conditions:

- be a bunq Eligible Account holder

- have a bunq eligible card

- be ordinarily resident in the EEA

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How long am I covered for Extended Warranty & Purchase Protection?

The coverage period under the bunq Extended Warranty & Purchase Protection Insurance for each Eligible Item is:

· Theft benefit: 90 days from the date of purchase

· Accidental Damage: 90 days from the date of purchase

· Extended Warranty: 12-months beginning 2 years (24 months) from the date of purchase

Please note that any purchases made after October 31, 2024, will not be eligible for coverage under the Extended Warranty & Purchase Protection

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I have a complaint: How do I raise it with you?

If you are dissatisfied with our services or do not agree with a decision made regarding your benefits, you can submit a complaint via e-mail to customer@companjon.com.

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